Tag Archives: co-housing

Co-housing: the promises and the pitfalls

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Over the past two years, the coronavirus pandemic and the cost of living crisis have eclipsed the UK’s chronic housing shortage. But the housing challenges of 2019 are still with us in 2022, and in many ways they have worsened. According to the housing charity Shelter, over 17 million people are living in overcrowded, dangerous, unstable or unaffordable housing.

There’s no single solution to Britain’s housing emergency. But one idea that’s gaining increasing attention is co-housing.

A London School of Economics report has given a good definition of co-housing:

“A co-housing group is formed by a community of people typically with similar needs and interests. Co-housing is owned by the group and usually contains private rooms or houses with communal areas such as living rooms and kitchens, where people will come together to share meals and spend time together. The residents are responsible for the management and maintenance of the site, and they are run in a non-hierarchical way, giving all residents an equal say in how they are organised.”

The modern co-housing movement began in Denmark in the 1970s, and has since spread to other European countries, including Sweden, Germany and the Netherlands. There is now a growing number of co-housing projects in the UK, and although these are small in scale, they are pointing the way to alternative models of housing, and also to addressing other social issues, such as isolation and loneliness.

The promises of co-housing

The proponents of co-housing suggest that it has multiple benefits for residents:

  • affordability: by pooling resources such as cooking, childcare, and household expenses, co-housing residents can cut costs;
  • security: co-housing provides safe spaces for residents to live and socialise;
  • sustainability: sharing resources increases efficiency and reduces waste;
  • community: co-housing residents make decisions together, and co-housing can also reduce the chances of isolation.

The multiple faces of co-housing

There is no single template for co-housing. Some projects have a mixture of generations, singles, couples and families, while others focus on the needs of particular communities. In the United States, intergenerational co-housing projects have brought together retired people, families and foster children. Another scheme, in Berlin, has been designed for older gay men, but also welcomes older lesbian women, trans and inter persons, as well as younger LGBTQ+ people.

In 2016, the UK’s first co-housing project for older women opened in Barnet, north London. The New Ground scheme has been successful in developing a mutually supportive community of women over the age of 50. In addition, New Ground has worked to encourage policy makers, planners and housing associations to recognise the social and economic benefits of co-housing, and to respond to the demand that exists for senior co-housing.

Because co-housing is often seen as being reserved for communities who are affluent and predominantly white, Housing 21, a leading provider of retirement properties for older people, has recently launched a co-housing initiative with a focus on older Black and Asian people of modest financial means.

Tackling isolation: how co-housing can address loneliness

The communal nature of co-housing makes it a natural fit for people who are isolated and lonely. This was one of the themes of a recent webinar hosted by Housing LIN. One of the participants was Kath Scanlon, a researcher from the London School of Economics, who highlighted her work exploring the links between loneliness and participation in community-led housing.

Kath’s research has underlined the importance of social connection with neighbours and sharing spaces with others as ways of preventing loneliness:

“Broadly, we found that the most tight-knit places, where members knew and trusted each other most, performed best as supportive communities… Emotional loneliness was countered by fostering meaningful relationships and ‘belonging’ through physical proximity, sharing similar values, a reciprocal commitment and care, looking out for and supporting each other.”

A resident’s perspective

One of the most engaging and powerful contributions to the Housing LIN webinar came from Alison Cahn, who has been a resident at Lancaster Cohousing scheme since 2012.

Alison was one of the first residents of the scheme, which is an intergenerational co-housing community of households in the village of Halton, three miles from Lancaster in the North West of England.

The Lancaster scheme was designed by the people who live there. It consists of private homes, community facilities and shared outdoor space. Shared facilities include a laundry, food store and a car share scheme.

As Alison explained, the scheme is an eco-housing community, designed to make sustainable living easy. The homes are built to Passivhaus standards, which means they use about 15% of the energy to heat compared to conventional housing. Electricity comes from the scheme’s own microgrid. And if Alison needs anything, from a drill to a tent, she can borrow it from her neighbours. Overall, the scheme is estimated to save around 540 tonnes of CO2 every year (a single tonne of CO2 is equivalent to a 500 m3 hot air balloon).

Alison also highlighted the social aspects of co-housing. The scheme has been designed to enable residents to meet and interact. As well as sharing facilities, the residents get involved in communal activities, such as art, camping and wild swimming. They also work together and make decisions on the future development of the scheme.

Alison watched her mother grow old alone, and was determined that this shouldn’t happen to her. She feels supported by her neighbours, something that was especially important when her husband fell ill. Alison also spoke very movingly about another resident called Roger, who found support from the co-housing community in the final weeks of his life. As she explained: “Roger said he came to this co-housing scheme to die, but he didn’t. He actually came here to live.”

The pitfalls of co-housing

While Alison was keen to stress the attractions of co-housing, she also described the challenges. “Different people need different levels of social connections. Not everyone is keen to spend much time with their neighbours, and some prefer their privacy.” While decisions are taken together, reaching a consensus can take time, with general meetings sometimes getting heated. “Some bitter conflicts have fractured relationships, and some people have left.”

And although co-housing can reduce isolation, some residents have the impression that it will solve all their problems – “We’re neighbours, not carers or psychotherapists.”

Final thoughts

As things stand, co-housing schemes in the UK are too small to tackle the enormous challenges of the country’s housing shortage. But existing schemes demonstrate the great potential of this model of housing. And with more support from housing associations and local authorities, co-housing in the UK could really take off.

It was thanks to an imaginative collaboration between Hanover Housing Association and the Older Women’s Co-Housing group that the New Ground co-housing scheme became a reality. The housing association financed purchase of the land and construction of the properties, and the homes were presold or pre-let by the co-housing group before construction started.

Co-housing isn’t for everyone. It requires commitment from residents to participate in the management of a scheme, and to sacrifice some of their privacy for the benefit of their neighbours. This model of housing presents particular challenges, some of which might be hard to overcome. But the rewards of co-housing can be substantial.

Or, as Alison Cahn puts it: “When it works, it’s awesome.”

Photo by Dylan Gillis on Unsplash

Further reading: more on housing from The Knowledge Exchange Blog

Housing models for the future

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Housing is one of the challenges of our time. The task for architects and designers is to create affordable, robust housing that can accommodate the needs of a rapidly growing, but also ageing population. And it’s not as easy as simply building. The demands and expectations on house builders to also be community builders and the architects of mental and physical wellbeing through design have led architects and designers to consider alternative ways to house us in the future. This includes innovative use of materials and construction methods, addressing the issue of financing through co-operative living models and using bespoke design to create lifetime homes which can be adapted to accommodate the changing needs of our population.

Large-scale development

One of the big challenges for urban areas is large-scale development strategies for designing and delivering housing to meet need. For developers and planners going forward there are a number of factors to consider: the type of investment introduced to an area; how the schemes fit with a wider development plan for the city; and the importance of engaging the community in any plans to develop or regenerate an area.

“Placemaking”, not just house building is central to large scale development discussions, emphasising to planners, architects and developers the fact that they are not just building houses, but creating communities. As a result, designers and developers should be mindful of their important role in community building, to build the right sort of homes in the right places, at affordable prices and with a legacy in mind. They should, create high quality, long lasting units, which will stand the test of time but that also can be easily adapted to accommodate people’s changing needs.

Alternative construction and design

Innovative models and options for future builds have been discussed for a number of years but they are becoming an increasingly mainstream way to build affordable housing that meets the current need, particularly of students and young professionals, and of older populations looking to downsize or move into assisted care accommodation.

Offsite manufacture or modular homes – Offsite manufacture of timber framed houses is becoming increasingly common, with the constituent pieces of the house manufactured off site, then transported to the site and constructed on a concrete block where foundations and services such as plumbing have already been created. Offsite housing can either be open panel, which requires the finishing such as bathroom and kitchen installation to be done on site, or closed panel which provide the entire section complete with decoration and flooring (this is becoming a common way to build cheap, efficient student housing).

Custom build – Custom build projects are similar to self-build in that they give clients flexibility to select their own design and layout, However, custom build provides slightly more structure and certainty which can make it easier when considering elements like financing and planning applications. In essence, customers select the spec of their house in the same way they might make custom modifications to a car.

Build to rent – This model has been adapted from the United States, where build to rent is popular. The model is based on self-contained flats, with central and shared amenities, entrance and communal space. Designed to attract graduates and young professionals, these are being increasingly designed using a “user first” approach. Developers identify the sort of person they want to live in the development, identify what sort of things they might look for in a development, including floor type, furniture, layout, amenities, gadgets, and then build the development around that.

Dementia friendly – Building homes that are safe and affordable, but allow for independence in old age, is one of the major demands on house builders currently. Housing stock is seen as not suitable for current need, but building bespoke sites for people with illnesses like dementia has been seen as a bit of a niche previously. Virtual Reality (VR) is being used by some architects and developers to try to help them understand the needs and requirements of people with dementia and how they can build homes suitable for them to be able to live as independent and full lives as possible. Building dementia friendly homes not only means making them accessible and open plan, but also adapting the layout, adding signage where appropriate and if possible locating the homes within a wider community development. Dementia villages like those seen in Amsterdam are being used as the model for this.

Co-housing

Co- housing offers an alternative to communities in Scotland, and while lessons can be learned from elsewhere in Europe, where co- housing models have been successful, there are also pockets of good and emerging practice in the UK too. More traditional examples include Berlin, where almost 1 in 10 new homes follow the Baugruppe model, and Amsterdam (centraal wonen) where some of the oldest co-housing projects originate. In Denmark, 8% of households use co-housing models.

Co-housing provides the opportunity for groups of people to come together and form a community which is created and run by its residents. Each household has a self-contained, private home as well as shared community space. Residents come together to manage their community, share activities, and regularly eat together. A “Self-build Cooperative Group” is a joint venture between several private households who plan and build their own house together. Usually they are supported by an architect. Often co- housing groups are able to realise high-quality living space at prices below local market rates, although it is not really considered suitable for large-scale development within the current UK market.

Opportunities for a new way forward

Practitioners are often challenged to push the boundaries of design and building in their field. Looking to new models for future building design provides an opportunity to think creatively about alternative uses of materials and space and to consider options for construction, funding and investment in the built environment that challenge the norm. Learning lessons and exchanging ideas from elsewhere, architects and planners have the opportunity to come together to consider how the built environment in Scotland can help to create places – not just buildings – and how this can contribute positively to the wider wellbeing and happiness of people living in Scotland in the future.

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If more than one in three homeowners are interested in downsizing, why aren’t they making the move?

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According to Savills estate agents, about 90,000 people over the age of 65 in the UK downsize to smaller homes each year. On the face of it, that’s a substantial number, but it still leaves more than three million houses under-occupied.

With an ageing population and a serious housing shortage, government at local and national levels is looking for ways to encourage older people to downsize their accommodation so that more family-sized housing is made available.

Benefits of downsizing

Everyone needs good housing, but as people grow older their homes become especially important as places where they can feel safe, independent and comfortable. Downsizing from larger properties can offer significant benefits to older people:

  • Smaller homes can be easier to heat and have lower utility bills.
  • People downsizing to sheltered housing can retain their independence, while having access to support when it’s needed.
  • Smaller homes are easier to manage and cheaper to maintain.
  • People moving into specialised retirement accommodation can experience improvements in their health and wellbeing.

Enabling people to remain in their own homes may also alleviate the pressures on the country’s social care system – pressures that are likely to intensify as the population age rises.

Downsizing barriers

While there are attractions to downsizing, important factors are putting off large numbers of people from moving to a smaller home. Some may feel too confined in a smaller space, experience problems storing their possessions, or miss having a large garden. Others may feel that they’ve taken a long time to climb the property ladder, and want to enjoy the home they have spent a lifetime working to achieve.

But for those who do want to move, downsizing can be expensive.  It may release equity, but some households find the costs of moving – notably stamp duty – may cancel out the financial benefits. And although lower maintenance costs can be a major reason for downsizing, older people moving into apartments may find that costs for maintenance and factoring, may be higher than in a standard family home.

Downsizing: the real story

A 2016 report by the International Longevity Centre (ILC) explored the experiences and expectations of people downsizing from under-occupied housing later in life. The report found that one in three homeowners over 55 are considering or expect to consider downsizing. However, while demand for downsizing is substantial, the reality is a different story:

“In many ways, the older generation is stuck in its current housing, which has resulted in the UK having one of the lowest moving rates amongst its older population compared to other developed countries.”

The study echoed the findings from a 2014 Age UK report which showed that the scarcity of suitable and affordable retirement housing was a barrier to downsizing:

“At the moment, retirement housing makes up just 5-6% of all older people’s housing. Research indicates that many more older people might consider downsizing if alternatives were available, although not just retirement housing schemes.”

The Age UK report noted that, based on demographic trends, specialist retirement housing would need to increase by between 35 and 75% just to keep pace with demand. The report also pointed to poor access standards and cramped accommodation in some sheltered housing schemes as downsizing deterrents.

Alternative approaches

The Scottish Government’s strategy for housing for older people, published in 2011, supports downsizing, and highlights Highland Council’s scheme as an example of good practice. In association with local housing associations, the council has provided financial and practical incentives to support older people wishing to move because their homes are too large for their needs.

Another approach, popular in Scandinavia and the Netherlands, is co-housing, which offers older residents a balance between independence and community life. Co-housing schemes are run totally by the residents, offering support when needed to those who live there, while respecting their dignity and independence.

In the Netherlands, there are now more than 200 co-housing communities. Successive governments there have supported co-housing because it has had such positive impacts on demand for health and social care services.

In April, the UK’s first co-housing project for older women opened in Barnet, north London. One of the scheme’s proponents, Maria Brenton, believes that it will be a model for similar projects:

“One of our purposes is to promote the idea of senior co-housing. Now we have shown the way, we are a living, breathing example, it will encourage people enormously.”

Final thoughts

As the ILC report notes, the policy debate on housing in the UK has focused almost completely on first-time buyers. However, with more than three million homeowners aged 55 or over open to the idea of downsizing, the impact of freeing up large numbers of family homes could be significant. Before that happens, the under-supply of affordable homes meeting the particular needs of older residents needs to be addressed:

“Fundamentally, the notion of downsizing in later life should be about choice rather than obligation. It therefore becomes clear that if we were to develop the right policy environment, we can enhance the choices available to people in later life, encouraging downsizing and creating a more dynamic housing market.”

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